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Wescom Credit Union Rates

Wescom Credit Union Rates

Home Equity Rates

All rates are as of Aug 23, 2017 and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Home Equity Lines of Credit

Loan Variable APR* MaxRate Credit Line
Traditional Equity Line
(up to 90% financing)
Starting from 4.740% 17.900% $15,000 - $500,0001

* APR=Annual Percentage Rate. Rate does not include a 0.125% discount for automatic payment from your Wescom checking account, subject to minimum rate of 3.00%.

Processing Fee of $695 will apply in the event the Line/Loan is closed within 3 years.

$75 annual fee on our Equity Line is waived the first year. An Equity Line of Credit is secured by your Primary Residence, Second Home or Non-owner Occupied real property. Call for more details.

1Loan amounts up to $500,000 available at reduced loan-to-value on primary residences only.

Call us at 1-888-4WESCOM (1-888-493-7266) ext.5525 for complete information or e-mail us at homeloans@wescom.org.

Home Equity Loans

Loan APR* Credit Line
5 -Year Fixed Rate (up to 85% financing) 4.875% $15,000 - $500,0001
10 -Year Fixed Rate (up to 85% financing) 5.250% $15,000 - $500,0001
15 -Year Fixed Rate (up to 85% financing) 5.500% $15,000 - $500,0001
20 -Year Fixed Rate (up to 85% financing) 5.875% $15,000 - $500,0001

*Rate includes a 0.125% discount for automatic payment from your Wescom checking account.

Estimated payment based on a 20-year $50,000 loan at 5.875% APR = $354.62 per month.

Origination Fee of $695 will apply in the event the Line/Loan is closed within 3 years.

A Home Equity Loan is secured by your Primary Residence, Second Home or Non-owner Occupied real property.

1Loan amounts up to $500,000 available at reduced loan-to-value on primary residences only.

Call us at 1-888-4WESCOM (1-888-493-7266) ext.5900 for complete information or e-mail us at homeloans@wescom.org.

To qualify for the 1.99% APR introductory rate, you must not have had a Wescom HELOC or Home Equity Loan within the last six months. The introductory rate is only available for primary residences. Maximum CLTV is 85%

Rates subject to change without notice.